Terms & Conditions

PRIVACY POLICY

Your use of the Website is also subject to our Privacy Policy. Please review our Privacy Policy (available at www.kamischatz.com) which governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is incorporated into these Terms.
 

DISCLAIMER

Your use of the Website is also subject to our Disclaimer. Please review our Disclaimer (available at www.kamischatz.com). Your agreement to the Disclaimer is incorporated into these Terms.
 

NO USE BY MINORS

To access or use the Website, you must be 18 years of age or older and have the authority to enter into these Terms. Children under the age of 18 are prohibited from using the Website.
 

LAWFUL PURPOSES

You agree to use the Website for lawful purposes only.
You agree to:

• be financially responsible for all purchases made by you or on your behalf

• use the Website for legitimate, non-commercial purposes

• refrain from posting unlawful, threatening, defamatory, obscene, or otherwise objectionable material

• refrain from posting content that infringes on the rights of others
   

USE OF FREE DOWNLOADABLE CONTENT

We may make resources available in exchange for an email address (“Gated Content”).

You are granted a limited, personal, non-exclusive, non-transferable license to use the Gated Content for your personal or internal business use.
 

You may not:

• copy

• modify

• share

• sell

• reproduce

• create derivative works

• distribute the Gated Content
   

You may not use the Gated Content to offer competing products or services.
 

MATERIAL YOU SUBMIT TO THE WEBSITE

If you submit content (“Submissions”), including testimonials, images, feedback, or materials, you grant us a worldwide, nonexclusive, irrevocable license to use your Submission for business, marketing, promotional, and developmental purposes.
 

You retain ownership of your own copyrighted materials.
 

You agree that:

• You have full rights to your Submission

• Your Submission does not violate any laws or rights

• You are responsible for damages arising from infringement
   

We may remove Submissions at any time.
 

Unsolicited ideas are considered non-confidential and become usable by us without compensation.
 

OUR INTELLECTUAL PROPERTY

The Website contains intellectual property owned by Efficiency Powerhouse Solutions, including text, designs, branding, videos, graphics, and content.
 

You may not:

• modify

• publish

• reproduce

• distribute

• create derivatives

• exploit or share content

without our written permission.
 

Your access grants you a revocable license for personal or internal business use only.

Our trademarks, branding, logos, and service names - including “Efficiency Powerhouse Solutions,” “EPS Coaching,” "Kami Schatz" "Work With Kami" "Build My Business" any associated logos - may not be used without permission.
 

CHANGED TERMS

We may update or amend these Terms at any time.
Changes will be indicated by the “Last Updated” date.

Continued use of the Website constitutes acceptance of revised Terms.
 

NO WARRANTIES

We do not guarantee:

• accuracy

• completeness

• reliability

• error-free content

• uninterrupted Website access
   

The Website is provided “AS IS” and “AS AVAILABLE.”

We disclaim all warranties to the fullest extent permitted by law.
 

LIMITATION OF LIABILITY

YOU AGREE THAT WE ARE NOT LIABLE FOR ANY DAMAGES ARISING FROM YOUR USE OF THE WEBSITE OR RESOURCES, INCLUDING:

• direct, indirect, incidental, consequential, or punitive damages

• loss of business, profits, data, or goodwill

• malware, cyber attacks, system failures

• third-party unauthorized access
   

If your state does not allow limits on liability, our liability is limited to the maximum extent allowed.

In no event shall our total liability exceed the purchase price of services or products you have purchased.
 

NO GUARANTEE OF AVAILABILITY

We do not guarantee that the Website or its content will always be available or uninterrupted.
We reserve the right to modify, suspend, or discontinue the Website at any time.

You are responsible for protecting your devices from malware and ensuring you can access our Website safely.
 

MALICIOUS CODE

We do not guarantee the Website is free from viruses or malicious code.
Your use of the Website is at your own risk.
We are not liable for any resulting damages.
 

SECURITY

While we take reasonable steps to protect your data, you acknowledge the risk of unauthorized access inherent in internet-based systems.

You assume all responsibility for any data transmitted to or from the Website.
 

THIRD-PARTY RESOURCES

The Website may link to third-party sites.

We are not responsible for:

• availability

• accuracy

• content

• reliability

of third-party resources.
 

Third-party guest contributions reflect their own views.
 

INDEMNIFICATION

You agree to indemnify and hold us harmless from:

• claims

• damages

• liabilities

• legal fees

• losses
   

arising from:

• your use of the Website

• your breach of these Terms

• your misuse of our Content
   

EFFECT OF HEADINGS; SEVERABILITY

Headings are for convenience only.
If any portion of these Terms is deemed unlawful or unenforceable, the remaining portions remain in full force.
 

ENTIRE AGREEMENT; WAIVER

These Terms, along with our Privacy Policy and Disclaimer, represent the entire agreement.

Failure to enforce any right does not constitute a future waiver.
 

GOVERNING LAW; JURISDICTION

These Terms are governed by the laws of the State of Illinois, USA.

Any disputes must be filed in the courts of Macon County, Illinois, and you consent to this jurisdiction.
 

ALTERNATIVE DISPUTE RESOLUTION

Parties agree to attempt resolution through mediation before pursuing litigation or arbitration.
 

ALL RIGHTS RESERVED

For any usage scenarios not covered by these Terms, please contact us at yourcoach@kamischatz.com.
 

CONTACT INFORMATION
 

The owner of this Website is:
Efficiency Powerhouse Solutions (a.k.a. EPS Coaching)

Email: yourcoach@kamischatz.com